What we do
Claim Retrievers focuses on residential property claims and homeowners who have received a denial or believe a claim was underpaid. The scope of assistance depends on the individual claim, company approval and applicable licensing.
Common reasons to seek a review
You do not need to decide whether a claim is covered before asking questions. Begin with the timeline, the damage you observed and any written claim decision.
For homeowners, understanding the damage and what has already been reported is the starting point. A public adjuster may help document a loss, review estimates and organize information for the insurer.
A claim denial raises an important question: what reason did the insurer provide? Reviewing the written decision, policy language and supporting records can help a homeowner understand the issues to discuss.
If an estimate or payment seems too low, the next step is to compare what the insurer documented with the damage and repair information available. A difference is not, by itself, proof of additional coverage.
The public adjuster’s role
An insurance company’s adjuster handles the claim for the insurer. A public adjuster, when appropriately licensed and engaged, represents the policyholder in the insurance-claim process. Neither role changes what the policy actually covers.
Browse the claim types guide to identify what documentation is relevant. Do not send full policies, identity documents or other sensitive files through the initial inquiry.